🧾 Why Cheap Tax Consultants Can Cost You More

(By Fingenie Consulting International / Tax FBR Consultants, Lahore 2025)

Introduction

In Pakistan, many taxpayers look for cheap tax consultants to file their income tax returns online. But saving a few hundred rupees by hiring a non-qualified person can lead to FBR notices, penalties, and even long-term financial damage.

1. Why Taxpayers Choose Cheap Tax Consultants

Every tax season, Pakistanis search for:

• “cheap tax consultant in Pakistan”
• “file tax return online”
• “how to file return through consultant”

Most low-cost consultants are not registered with FBR or ICAP. They often:

• File returns without verifying income or wealth data
• Ignore wealth statements and business income accuracy
• Use fake NTNs or shared IRIS logins

2. Consequences for Taxpayers

The Federal Board of Revenue (FBR) now uses AI (Artificial Intelligence) and data analytics to detect wrong filings by tracking:

• Bank transactions
• Vehicle and property records
• Repeated filing errors

If your tax return is filed by a non-qualified person, the AI system can instantly flag mismatches in your income declaration.

Common Problems Faced:

• Penalties under Section 182 of the Income Tax Ordinance, 2001
• Refund delays and verification issues
• Difficulty defending during FBR audits
• Loss of credibility for loans or visas

3. FBR’s AI-Based Future of Tax Filing

FBR is now shifting to an AI-driven tax filing system, integrating NADRA, banks, and property data.

Taxpayers will soon be required to:

• File only through registered tax consultants
• Verify all income digitally
• Maintain wealth and business data cross-checked by FBR

Non-qualified consultants filing hundreds of returns using fake credentials will be automatically detected and blacklisted.

4. Conclusion – Think Long Term

Saving a few thousand rupees today can cause millions in penalties tomorrow. Hiring an unqualified tax filer may seem cheap, but the long-term cost is much higher.

“A qualified consultant doesn’t just file your tax return – they protect your financial credibility.” — Fingenie Consulting International, Lahore (2025)

Need Help Filing Safely?

• Registered and verified FBR filing services
• Legal compliance under Income Tax Ordinance 2001
• Professional handling for refunds and audits

📍 Lahore | Multan | Karachi
📞 0335-0488666
🌐 www.fingenie.com.pk